Planning for retirement can make all the difference in creating a life you really look forward to. Chances are, you’re working steadily towards a few different financial goals, such as paying off a mortgage and securing your family's future. While it’s understandable to prioritize more immediate milestones, it’s also a good idea to work retirement into your regular savings plan.

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• You are eligible to contribute to the plan after 3 months of service and age 18. 

• Once you are eligible to participate in the Plan, you will be automatically enrolled at a Before Tax rate of 3%. 

• You can change your contribution rate or opt out at any time. 

• For 2026, the IRS maximum 401(k) contribution is $24,500. If you are age 50-59, or 64+, you may contribute an additional $8,000 in catch-up contributions. If you are age 60-63, you may contribute an additional $11,250 in super catch-up contributions.

• The plan offers a Roth option which allows you to make after-tax contributions that may grow tax free. 

• You are eligible to receive employer matching contributions after 6 months of service. 

• The plan matches your contributions 100% up to 3% of compensation. 

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Log in to your account at empowermyretirement.com

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To speak with a representative regarding your account, call 800-338-4015.